New India Assurance: India's Pioneer Health Insurer with Government-Backed Security

New India Assurance Company Limited, a Government of India undertaking, is one of India's oldest and most trusted insurance companies. With over 100 years of experience and the backing of the Indian government, the company offers reliable health insurance products that inspire confidence.

**Flagship Health Insurance Products**

New India Assurance offers several health insurance policies, including the Mediclaim Policy, Senior Citizen Mediclaim, and New India Health Shield. These policies provide comprehensive coverage with the security of a government-backed insurer.

**Mediclaim Policy Features**
- Coverage of up to ₹50 lakhs with various sum insured options
- Pre-hospitalization coverage up to 30 days
- Post-hospitalization coverage up to 60 days
- Coverage for 50+ daycare procedures
- No sub-limits on room rent
- AYUSH treatment coverage
- Cumulative bonus of 10% for claim-free years (up to 50%)

**Senior Citizen Mediclaim Policy**
New India Assurance offers specialized coverage for senior citizens:
- Entry age up to 80 years (and renewability for life)
- Comprehensive coverage for medical expenses
- Daycare treatment coverage
- No pre-existing condition loading after 48 months
- Affordable premiums for senior citizens
- Coverage for AYUSH treatments

**Unique Public Sector Benefits**
- Government-backed financial security
- Competitive premiums due to public sector operations
- Extensive network of branches across India
- Simplified claim process with transparent assessment
- Empanelled hospitals offering cashless treatment
- Special benefits for government employees

**Network and Claims**
New India Assurance has one of the largest hospital networks with over 12,000+ hospitals offering cashless treatment. The company's claim settlement process is governed by strict IRDAI regulations, ensuring fair treatment for policyholders.

**Comprehensive Add-on Benefits**
- Critical illness cover for 10+ diseases
- Personal accident cover for death and disability
- Ambulance cover up to ₹1,500 per hospitalization
- Daily hospital cash benefit
- Organ donor expenses covered
- Domestic travel insurance for treatment

**Why Choose New India Assurance?**
New India Assurance's government backing, extensive experience, and reliable claim settlement make it an excellent choice for health insurance. The company's commitment to customer service and fair treatment ensures a positive experience for policyholders.