Bharti AXA Health Insurance: Premium Healthcare Protection with International Standards

Bharti AXA General Insurance, a joint venture between Bharti Enterprises and AXA Group (France), offers health insurance products that meet international standards. With AXA's global expertise, the company has introduced innovative products that set benchmarks in the Indian insurance industry.

**Comprehensive Health Plans**

Bharti AXA offers several health insurance policies, including Health Easy, Health Care, and My Health Suraksha. These policies provide comprehensive coverage with high sum insured options.

**Health Easy Policy Features**
- Coverage of up to ₹1 crore with customizable sum insured
- Global coverage for medical treatment (outside India)
- Pre-hospitalization coverage up to 60 days
- Post-hospitalization coverage up to 90 days
- Coverage for 200+ daycare procedures
- No sub-limits on room rent in network hospitals
- AYUSH treatment coverage
- No claim bonus of 25% for claim-free years (up to 50%)

**Comprehensive Add-on Benefits**
- Critical illness cover for 25+ diseases
- Personal accident cover for death and disability
- Maternity expenses coverage (with waiting period)
- Daily hospital cash benefit (₹1,000 - ₹5,000 per day)
- Ambulance cover up to ₹2,500 per hospitalization
- Organ donor expenses covered
- Convalescence benefit
- Domestic travel insurance included

**Global Healthcare Network**
Bharti AXA leverages AXA's global presence to offer:
- Medical treatment coverage in multiple countries
- International hospital network access
- Emergency medical evacuation coverage
- Global second medical opinion services
- International teleconsultation services

**Digital Health Services**
The company offers advanced digital services:
- Mobile app for policy management
- Online claim filing with real-time tracking
- Health risk assessment tools
- Wellness programs and health tips
- Doctor consultation booking

**Network Hospitals and Claims**
Bharti AXA has a network of 5,000+ hospitals across India offering cashless treatment. The company's claim settlement ratio of 96%+ and efficient claim handling ensure a smooth experience for policyholders.

**Why Choose Bharti AXA?**
Bharti AXA's combination of Indian market understanding and global insurance expertise makes it an excellent choice for health insurance. The company's international coverage options and focus on customer service provide value to policyholders.